Cedar City Airport Rental Car Hours and Insurance Options Explained

When renting a car at Cedar City Airport, it's essential to understand the insurance options available to you. The rental agreement typically includes Extended Protection (EP), which provides various levels of coverage for bodily injury, property damage, and third-party liability protection.

One important aspect of EP is that it only applies when you or an authorized driver are driving the vehicle. This means that if someone else is driving the car, they will not be covered under your rental agreement's insurance policy. Additionally, EP does not cover any claims arising from the negligence of the driver.

EP provides two primary types of coverage: Primary Protection and additional coverage. The Primary Protection covers bodily injury and property damage up to the minimum financial responsibility limits applicable to the vehicle. This coverage is required by law in some states and provides a basic level of protection for you and others involved in an accident.

The additional coverage, which can be purchased through EP, offers higher limits than the Primary Protection. For rentals commencing in New York, this coverage has a limit of $100,000 per person/$300,000 per accident. In Hawaii, the limit is $1,000,000 combined single limit. Other states may have different limits.

EP also provides additional third-party liability protection, which covers bodily injury and/or property damage to others arising from the use or operation of the rental vehicle. This coverage has a combined single limit of $1 million per accident and is subject to the terms and conditions of the policy.

It's essential to note that EP does not provide UM/UIM (uninsured/underinsured motorist) coverage due to the negligence of the driver. If you're involved in an accident caused by another party, you will need to rely on your own insurance policy or file a claim with the other party's insurance provider.

In summary, when renting a car at Cedar City Airport, it's crucial to understand the different types of coverage offered through EP and to carefully review your rental agreement before signing. By doing so, you can ensure that you have adequate protection in case of an accident or other unexpected event.

Cedar city airport rental car hours